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Insurance for Auto Electricians

Searching for insurance to help safeguard your auto electrical business? Our specialist insurance brokers at Marsh can help arrange business pack insurance that meets the unique risks needs of the Australian motor trades industry. 

What Insurance should Auto Electricians consider for their business?

As an auto electrician, you deal with a large range of electronic components in motor vehicles that each play a different, yet critical role in keeping these vehicles on the road. Similarly, there are a number of insurance solutions available to auto electricians that each have a different role in safeguarding your business against a variety of risks, so you won’t be in for a shock when things go wrong.  We can arrange insurance  to suit the unique needs of the motor trade industry.

Get a hassle-free business insurance quote from the team.




Our Business Pack Insurance offers protection for your Auto Electrician business, including cover for:

Public Liabilty Insurance

Professional Indemnity Insurance

Electronic Equipment Breakdown Cover

Business Interruption Insurance

Money Cover

Glass Cover

Property Cover

General Property Cover

Customer Motor Vehicle Cover




What is Public Liability Insurance and why is it important for Auto Electricians?

Although as an auto electrician, you are the expert in electronic components of motor vehicles, no matter how skilled or careful you are, there is always a risk of accidentally injuring a third party (such as a customer) or inadvertently damaging property. That is why it’s important that auto electricians consider the role that appropriate liability insurance can play in the safeguarding of their business.

Public liability insurance can help cover an auto electrician if a third party claims they have suffered an injury or alleges that their property (including cars) is damaged due the business activities of the electrician. Auto electricians may be liable to compensate the claimant for the alleged loss or injury, and for any legal costs incurred, even if they are not at fault for the accusation.

For example, if an auto electrician accidentally leaves out some electrical wires on the floor of their garage and a customer trips and falls, the electrician could be liable for any medical, legal or other expenses.




 

 

Don’t leave insurance in the backseat, take charge with Marsh

Trusted by 800+ businesses in the industry

We are proud to be the preferred insurance broker for over 800 Australian motor trade and tyre retailer businesses.
 

Ongoing advocacy and support

In addition to obtaining quotations and placing your motor trade insurance policy, we also help manage, negotiate and settle claims with insurers on your behalf.

20+ years of experience insuring the industry

Our dedicated team have been supporting clients in the motor trade industry for over 20 years.





 

 

Additional Insurance Solutions

Cyber Insurance

Does your business store customer data or sensitive business information on your server or with a third party service provider? Cyber insurance can help minimise the financial impact and risk of cyber-attacks.

Learn more about cyber insurance

GET A QUOTE

Management Liability Insurance

Business directors and officers can be held personally liable for certain breaches made by their company. Management liability insurance can help cover and reduce the risk of these financial exposures.


Learn more about management liability insurance

GET A QUOTE




Frequently asked questions

I’ve got a policy with Marsh, how often should I be reviewing it?

The answer to this question is largely dependent on how frequently changes occur to your business. Whether it’s business growth, a change in the complexity of work, or expanding out your services, there are several changes that should trigger an insurance review. As a rule of thumb, we recommend reviewing your policy every year to ensure your business is covered appropriately for its risk exposures.

If you are aware of any changes to your service that should be captured by your policy, please contact the Motor Trades team at Marsh so we can help you update your insurance cover. Some changes are required to be notified to the insurer in accordance with your duty of disclosure.

Does Marsh offer monthly payment options for Auto Electricians Insurance?

Yes, we can organise funding for your premium payable in monthly instalments* provided your business meets certain criteria.

To request monthly payments please call us on 1300 307 563 or click here to fill out our contact form.

*Interest and additional fees will apply.

Additional Industries we service




The Victorian Automobile Chamber of Commerce (ABN 63 009 478 209) receives a financial benefit when an insurance policy is arranged by Marsh for VACC members. 

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.