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Personal Watercraft Insurance Coverage

From boats to waterskis, jet skis or diving and fishing equipment, our team can help arrange personal watercraft insurance coverage to protect your prized possessions.

Marsh Advantage Insurance can arrange insurance for your pleasurecraft which can include:

  • Cover for accident or theft for fishing gear, water ski equipment, diving equipment and tools up to $500 per item and $5,000 in total for all claims combined
  • Personal effects covered up to $1,500 per item and $10,000 in total for all claims combined
  • Accidental loss, damage, fire and theft cover for your boat
  • Legal liability cover for specified events caused by an accident
  • Bodily injury cover for the named insured’s for death and specified injuries

This policy also provides complimentary access to Club Marine Assist which offers clients advice, assistance and directions 24 hours a day, 7 days a week.

Additional options are also available, including:

  • Liability cover for water-skiing and / or aquaplaning activities while being towed by your boat
  • Advice when your boat is in lay up to reduce the premium
  • Choice of the level legal liability cover
  • Option to include cover while racing your boat
  • Option to reduce premium by increasing excess

Contact an adviser about your pleasurecraft insurance requirements.


Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.