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Gymnastics Australia

National Insurance Program

Management Liability Insurance

It's important to be aware Officers of an organisation can be held personally liable for breaches made. This insurance is included in the National Risk Protection Program to reduce the risk of losing your business, your personal assets, and ultimately, your livelihood.

Marsh Advantage Insurance arranges management liability insurance to cover against legal actions such as:

• Breaches in employment practices
• Unfair or wrongful dismissal
• Harassment or discrimination
• Fraud or theft by an employee
• Tax Audit

Claims Made during the Period of Insurance

This policy provides cover on a “claims made” basis only. This means that claims first made against you and reported to the insurer during the period of insurance are covered irrespective of when the act causing the claim occurred. Please note the effect of Section 40(3) of the Insurance Contracts Act 1984. If you become aware of facts that may give rise to a claim, and you give written notice to the insurer of those facts as soon as possible (and before the policy period expires), then the insurer may not deny liability for that claim, when made, solely because it was made after the expiry of the policy period. For this reason, you must advise the insurer in writing of all incidents that may give rise to a claim against you without delay after such incidents come to your attention and prior to the policy’s expiry date.

Who insures this policy?

Sportscover Australia Pty Ltd under an authority from Lloyds.
31 December 2017 at 4pm (AEST) To 31 December 2018 at 4pm (AEST).

This insurance cover only relates to the period noted above. If this insurance cover is cancelled or changed the information on this website will be updated accordingly. In the absence of such notification do not assume that the policy has or will be renewed unless Gymnastics Australia has advised accordingly. For a complete list of policy conditions and exclusions, contact Marsh Advantage Insurance on 1300 306 383 or download a copy of the policy wording.

Which entities are covered under this policy?

Gymnastics Australia and all state and territory associations, all registered and affiliated clubs

Where are you covered?

Worldwide excluding USA

Insurer Terms

$10,000,000 any one claim and in the aggregate

Deductible

Each and Every Claim - $10,000

Management Liability – Policy Conditions

Conditions to apply to this policy:
- It is a condition precedent to indemnity any disciplinary action for staff to be referred to specialist law firm prior to it taking place
- It is a condition precedent to indemnity that there be two signatories on every payment
Please refer to the policy wording for a complete list of policy conditions and exclusions or by calling Marsh Advantage Insurance on 1300 306 383.

This page contains general information, does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request. Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer.