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Gymnastics Australia

National Insurance Program

Capital benefits

This section provides cover for the specified events as set out in the table below.

  • Insured Persons                                                     $ 100,000
  • Insured Persons – Death Under 18                     $   20,000
  • Insured Persons – 65 to 85 years old                 $   20,000
  • Insured Persons – Quadriplegia / Paraplegia    $ 250,000

Injury Resulting in:

Compensation as a % of the Capital Sum Insured Shown in the Policy Schedule

1.Death

Under 18 years and over 65 years

100%

20%

2. Permanent total disablement

100%

3. Permanent disability not otherwise provided

The percentage we determine as being consistent with the compensation provided in this table but not exceeding 75%

4. Permanent paraplegia

100%

5. Permanent quadriplegia

100%

6. Permanent unsound mind to the extent of legal incapacity

100%

7. Permanent and incurable paralysis of all limbs

100%

8. Permanent total loss of the entire sight of one or both eyes

100%

9. Permanent total loss of hearing in both ears

100%

10. Permanent total loss of the use of both hands

100%

11. Permanent total loss of the use of both arms

100%

12. Permanent total loss of the use of both feet

100%

13. Permanent total loss of the use of both legs

100%

14. Permanent total loss of the use of one hand and one foot

100%

15. Permanent total loss of the use of one hand and one arm

100%

16. Permanent total loss of the lens of one eye

50%

17. Permanent total loss of the hearing in one ear

50%

18. Permanent total loss of the use of one foot or one leg

50%

19. Permanent total loss of the use of four fingers and thumb

75%

20. Permanent total loss of the use of four fingers of either hand

40%

21. Permanent total loss of the use of one thumb, both joint

30%

22. Permanent total loss of the use of one thumb, one joint

15%

23. Permanent total loss of the use of a finger, three joints

10%

24. Permanent total loss of the use of a finger, two joints

8%

25. Permanent total loss of the use of a finger, one joint

5%

26. Permanent total loss of the use of all the toes of one foot

15%

27. Permanent total loss of the use of great toe, both joints

5%

28. Permanent total loss of the use of great toe, one joint

3%

29. Permanent total loss of the use of other toe, (each toe)

1%

30. Third degree burns and/or resultant disfigurement which covers more than 40% of the entire body

50%

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.