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Insurance and Risk Advice for your Sharing Economy or Digital Platform Business

Accelerate your sharing economy business with confidence knowing the unique insurance and risk management needs of your digital community are in dedicated and experienced hands.

Sharing Economy sectors we support

Mobility: On-Demand Transports & Last Mile Logistics

As one of the most competitive spaces in the sharing economy sector, Car and Ridesharing services & Last Mile Logistics must look to ensure their insurance solutions and risk management strategy match the faced-paced, evolving and competitive nature of the industry. 

E-Commerce & Shared Marketplaces

With the rapid growth of online shopping, the ability for E-commerce and Shared Marketplace businesses to penetrate the goods & services market has never been more visible. We can help you implement a risk management strategy and insurance solution to match the needs of your business, platform and digital community.

Property Tech & Real Estate

As we continue to see waves of innovation and new competition enter into the Real Estate market, it’s imperative that the insurance and risk advice provided to business owners aligns with the unique exposures faced by their  PropTech & Real Estate company. Learn how we can work with your business to develop a tailored risk management strategy. 


Combining financial services and online platforms inherently gives rise to new industry risks, especially in the form of cyber-attacks and new regulatory requirements. It’s crucial FinTechs continually evolve their risk management strategy and program to adapt to these exposures.

Home & Professional Services

The benefits of the sharing economy could be best illustrated in the Home & Professional Services space as companies look to enable consumers and suppliers on a single and secure platform. We help design insurance solutions that protect your business, platform and digital community.

Digital Communities & Start-ups

Implementing a risk management strategy is imperative in the early stages of a start-up or digital community. To help with the growth and success of the venture, a trusted and comprehensive risk analysis is key. Contact us to find out how our sharing economy risk advisors can help.

Insurance that enables your business to grow with confidence

Insurance for your on-demand community 

We can develop a bespoke insurance solution with the right protection for your most valued assists, your digital community.

Global Presence 

Our specialist sharing economy team works collaboratively across regions and countries to bring our clients the latest risk advice and insurance solutions.

Educate and Insure 

We look to empower our clients by collaboratively developing a risk management strategy that adapts and evolves with their business and growth plans. We continue to provide insurance counsel and enable you to make risk management decisions as your company evolves.

Industry expertise and experience 

No two companies are identical and neither should their risk management strategy be. Our industry expertise, combined with a deep-dive analysis of your business practices and affiliated exposures helps ensure our clients have the right insurance solutions in place.

Specialised market connections 

For companies operating in the sharing economy industry, risk management evolution can happen at an accelerated pace giving rise to new exposures. Our specialised market connections have experience in placing sharing economy insurance solutions and developing cover for newly identified risks and exposures.

Content Creators and Thought Leaders 

We deliver educational content for your digital communities including fleets, contractors and sellers to help build their knowledge of current and future risk exposures relevant to the goods and services they provide.


Reach out to our team

Accelerate your sharing economy business with confidence knowing the unique insurance and risk management needs of your digital community are in dedicated and experienced hands.

Contact one of our team members today, to arrange an initial discussion.

Thomas Delaney


Dimitri Hursalas


The last decade has seen the way we consume goods and services significantly transform. The opportunity to fulfil a customer need and want or create a new one, has given rise to a new form of companies disrupting traditionally run industries. As your shared economy company creates a new mould for customer consumption, gig and contract-based working and decentralised organisational structures, the requirement for insurance that is adaptive to your bespoke company needs is essential.

As a sharing economy business grows, so too will the risk exposures faced by the organisation, platform and digital community. We work closely with our clients to seek to ensure they are covered to meet the unique insurance needs of their digital economy business. Our global presence and specialist broker expertise allow us to negotiate competitive and dynamic pricing structures on your behalf and offer risk management advice that aligns with your business needs and helps cover your digital community from the unexpected.

The often spoken phrase, no two companies are the same, could not be more observable in the sharing economy landscape. Companies must not only look to encourage customer growth but also simultaneously the suppliers too, resulting in the need for multiple marketing approaches, an adaptive platform and organisation model to suit. These complexities and others can expose a sharing economy enterprise to a variety of business risks, including:

  • People
  • Assets 
  • Legal Liabilities
  • Research and Development
  • Logistics
  • Brand

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.