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Commercial Motor Vehicle Insurance

Whether it's cover for a single car or a fleet of trucks, we help arrange commercial mototr vehicle insurance to suit a range of business requirements.

Cover options for all vehicle requirements

Commercial Motor Vehicles 

Commercial motor vehicle insurance can help cover the cost of damage to a business vehicle or third parties property in the event of an accident.

We can arrange a variety of products, including comprehensive, fire & theft and third party property only coverage.



Commercial Fleets

Commercial fleet insurance is ideal for businesses that have 15 or more commercial motor vehicles. In addition to arranging fleet insurance for your business, we also offer accident-management and fleet risk control services.

Speak with our dedicated team of experts to arrange a quote or to discuss your insurance needs.



Trucks & Heavy Motor Vehicles

Depending on your businesses requirements, Marsh can arrange a variety of insurance solutions for truck and heavy motor vehicle owners, including vehicle, public liability and carrier’s cargo insurance.
 

Learn more
 



Other Commercial Vehicles

From taxis to limousines and more, we help a wide variety of transportation operators and commercial fleet owners to arrange insurance that meets the risks requirements of the industry.

Speak to our team to arrange a quote for your commercial vehicle or fleet today.
 






Who needs Commercial Vehicle Insurance?

Whether you are a tradie, personal trainer or freelance makeup artist, many professions need to travel from one job to another to keep their business running. Much like personal car insurance, commercial motor vehicle cover can help protect your vehicle for accidental theft or damage but has been designed with the common risk exposures of commercial drivers in mind.

We highly recommend business owners consider the benefits of arranging commercial vehicle insurance if they use their car or other vehicle for business purposes.

At Marsh, we can help you arrange commercial motor vehicle insurance to suit a range of business coverage requirements.

Request a quote with our team today

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Don’t leave insurance in the backseat, take charge with Marsh

Your Trusted Broker

Our team of specialists have the knowledge and expertise to recognise your industry’s specific needs and arrange innovative, flexible and cost effective insurance solutions that seek to minimise your risk exposures.

Claims management and advocacy

The value of any insurance policy is tested by its ability to respond to claims when needed. Our team can help to manage, negotiate and settle claims with insurers on our client’s behalf.




 

 

Frequently Asked Questions

How much does Commercial Vehicle Insurance cost?

The exact cost of commercial vehicle insurance will depend on a variety of reasons, including:

  • Vehicle make and model
  • Nature of your business
  • Commercial vehicle claims history
  • Coverage provided
What is the difference between Personal Car Insurance and Commercial Motor Vehicle Insurance?

Some insurers may not cover a personal car insurance claim for accidents that occur while the car is used for business purposes.  We highly recommend checking your personal car insurance policy first to see what you are covered for.

Commercial vehicle insurance is designed to cover vehicles that are used predominantly for business purposes not personal. They often have additional benefits that are tailored to the risk requirements of commercial drivers, such as windscreen replacement inclusions or hire car extensions. 

Can I use a commercial vehicle for personal use?

In most cases, an insurer will cover a driver for reasonable personal use however, it’s important to read the product disclosure statement first or speak to your insurance broker to confirm the full inclusions and exclusions of a policy.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.