We're sorry but your browser is not supported by Marsh.com.au

For the best experience, please upgrade to a supported browser:


Life and TPD Insurance

Protect you and your family with Life and TPD insurance (Total Permanent Disablement). Our team can arrange Life and TPD insurance policies to provide you peace of mind.

No one likes thinking about how they or their family will be affected in the event of a serious illness or accident, or even worse, if it is fatal. For business owners, the stakes are higher – not only do you have to assess how the domestic finances will be maintained, but also whether you or your family will be able to cover the business’ costs.

Marsh Advantage Insurance can arrange insurances such as life and total permanent disablement (TPD), key person, income protection, and trauma insurance that can provide peace of mind for you and your family in the event of accident, illness or death.

Life and TPD

In the event of your death or terminal illness, life insurance provides a lump sum payment to your nominated beneficiary so they can maintain the financial obligations they have with you – such as the mortgage, school fees, and bills. TPD insurance provides a lump sum payment if you become totally disabled and can not work. It can help you pay your day-to-day costs or cover the costs of medical and rehabilitation expenses. 

Income protection

Income protection is exactly that – it replaces your income if you can’t work at your business as a result of sickness or injury. You can receive a monthly benefit of 75% of your earnings so that you can continue to pay your home and business loans, cover utilities, support your family and maintain your wellbeing or lifestyle.


A serious illness like cancer, stroke or heart attack can affect any of us. If it does happen, having trauma insurance will allow you to focus on getting better and not worrying about bills or loss of income. This type of insurance provides you and your family with a lump sum payment if you’re diagnosed with one of a number of defined serious medical conditions, or undergo certain medical procedures.

Let us take the burden out of your life and income insurances. Get a quote!

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request