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Insurance for Self-Employed Plasterers

Are you a small business owner or self-employed plasterer looking to arrange public liability insurance for your plastering business? With Marsh, it’s all smooth sailing. We’ve helped over 3,000 tradies arrange insurance that’s competitively priced and designed to meet the risks of your trade. 

What is product and public liability insurance and why is it important for plasterers?

We all have those days. Accidents can happen. Whether it’s your first year as a qualified plasterer or fifteenth, we hope to see it’s not your last. While risks can’t be completely mitigated, there are a couple of things that may help to minimise the chances of an accident occurring, like keeping up to date with industry safety standards and jobsite preparation. Having adequate business insurance cover in place is like your final layer of defence.

One particular cover plasterers should consider adding to your toolkit is public and product liability insurance.

Public and product liability insurance can provide protection for your plastering businesses if personal injury or damage to a third party or their property occurs due to the work you completed.

Public & Product Liability Insurance


✔ Limit of liability options from $5 Million

✔ Errors & Omission and Property in physical or legal control cover up to $250,000

✔ Excess options ranging from $1,000 up to $10,000

✔ Includes Advertising Liability cover

✔ Includes covers for plastering work above two storeys high

✔ Cover apprentices working for you




 



 

Why Marsh

Competitively priced for tradies

Our experienced team of brokers has negotiated competitive premiums for tradies.

Get a quote

No Height restrictions

We offer public liability insurance that covers plasterers for jobs above two stories.

Industry association endorsements

We are proud to be the appointed broker to the Association of Wall & Ceiling Industries Australia & New Zealand Inc. 

Get your certificate straight away

We send your Certificate of Currency straight after your online purchase of plasterers insurance through Marsh.

 



 

Exposed: Plasterers liability claim

Much like other trades, plasterers require a number tools and equipment to help get the job done. Imagine working at a client’s home and they slip, trip or fall over one of your plastering tools. You could be liable to pay for the medical expenses and any legal costs incurred, if there was a litigation claim following the incident. If you’re a sole trader or self-employed plasterer, a claim of this nature can even financially expose you personally.  

In this case, having a public liability policy in place helps your plastering business cover the respective expenses for covered claims, instead of needing to pay these directly out of your bottom-line.

 

 


 

Don’t just smooth over any cracks in your policy: Check any inclusions and exclusions!

When it comes to reviewing different policies, we understand that the total premium is a key deciding factor; however, before making that final decision, there are a couple of other pieces of information to consider as well.

Not all policies look the same so it’s important to check what exclusions and inclusions are incorporated in the cover. We recommended reviewing the policy wording or product disclosure statement or going directly to your insurance broker to get a breakdown of what the policy cover looks like.

Our trades team work with insurance providers and industry bodies to ensure that cover arranged with Marsh is suitable for the risk needs of your sector. As insurance brokers, we negotiate competitive premiums on behalf of the trades industries to deliver value for our clients.

What insurance cover do I need as a self-employed plasterer?

The main form of insurance that self-employed plasterers and small business owners should consider arranging is public liability cover. Other insurance policies recommended for your business will depend on a couple of factors, including business size, performed services and business assets. However a few additional solutions you may want to review as a plasterer are:

Marsh can arrange insurance policies that help protect your plasterering business in a range of situations, so you don’t get stuck in wet cement.

Call us for a quote 1300 300 511

 



 

Looking for policy documents?

If you're an existing customer, click below to request your Certificate of Currency, Policy Wording or Tax Invoice or call the team at Marsh on 1300 300 511.

Request Policy Documents





Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238 369)(Marsh) arrange insurance and are not an insurer. When arranging Public Liability Insurance, Marsh act under binding authority on behalf of Pacific Underwriting Corporation Pty Ltd (ABN 77 091 225 535, AFSL 237 270), who act as agent of the insurer, Chubb Insurance Australia Limited (ABN 23 001 642 020 , AFSL 239 687). The other insurance solutions referred to on this website are underwritten by various insurers. When arranging insurance for you, Marsh will disclose to you the insurer and the basis upon which it acts. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings available from Marsh. The Association of Wall & Ceiling Industries Australia & New Zealand Inc. receives a financial benefit when a policy is arranged by Marsh Advantage Insurance enabling it to continue to provide further services to the plastering industry.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.