Painters Insurance

Public & Product Liability Insurance

✔ Limit of Liability Options starting from $5 million

✔ Errors & Omission and Property in physical or legal control cover up to  $250,000

✔ Excess options ranging from $1,000 up to $10,000

✔ Includes Advertising Liability cover

✔ Includes covers for paint work in buildings above two storeys high

✔ Cover apprentices working for the insured

Do painters need public and product liability insurance?

Without a doubt, painters generally face many risks when on the job. Their work environment requires them to work from varying heights and move around frequently, presenting many risks to both the painter themselves and third parties. Whilst it would be great to be able to rely on a stroke of luck to stay safe, accidents nevertheless may occur, and this is a risk that painters should not just brush off.

This is why public and product liability insurance is so important. For situations where there is damage to a third party or their property, public and product liability insurance can offer protection for the business.

What insurance solutions should I consider as a Painter?

Have your brushes and ladders ever gone missing or been broken at a work site? Or perhaps you were driving to a job and your vehicle got damaged? In a range of circumstances, Marsh can organise a range of insurance policies which seek to help protect Painters to ensure you can brush yourself off and get your business back up and running in no time.

There are a number of insurance solutions that should be considered as a professional painter. These include:

• Public Liability
• Personal Accident
• Tools and Equipment
• Commercial Motor Vehicle

The insurance needs of a painter can vary, depending onthe type of work, activities that theyperform. Marsh’s Trades team can help clients to understand the nuts and bolts of theindustry risk needs. 

You can’t paint all insurance products with a broad brush

Although we understand that the price of your insurance premium is a significant factor when comparing various policies, it is also important that you pay attention to other important features when carrying out a side-by-side comparison. 

Insurance providers can base a policy’s premium on the risks they take on and having a high number of exclusions can reduce these risks, which should result in a lower premium. We recommend that you carefully assess the policy wording and/or product disclosure statement in advance, to ensure that the cover you are considering is adequate for your business’s unique needs.

Just as painters need to prepare all the right tools and paints to be able to deliver the best job, you too should also make sure your prepared with an appropriate policy that meets your business’s requirements.

Here at Marsh, we negotiate competitive premium prices and insurance cover. We also work with insurance providers and industry associations to ensure that the offered policy is designed to suit your industry risks and insurance needs.

Have a question?

We have a dedicated team that are here to support our tradies. If you have a question about your current policy or would like to arrange a quote, the team are available on 1300 300 511 or at tradesaustralia@marsh.com to help. 

Looking for policy documents?

If you're an existing customer, click below to request your Certificate of Currency, Policy Wording or Tax Invoice or call the team at Marsh on 1300 300 511.