Why should you choose Marsh to arrange your insurance solutions?
Other inclusions in jeweller insurance cover are:
Damage to goods being worked upon (repairs only)
Home risk (extends to cover goods kept overnight or at weekends in the homes of the Insured)
Unattended motor vehicle extension (stock coverage for valuables whilst in or upon any unattended vehicle)
Personal belongings of employees
Employee fidelity.
While jeweller insurance is comprehensive, it generally can’t cover:
Specific couriers. You may need to use a certain company for delivery, depending on the value of your shipment. Ask your Marsh advisor if we can cover them first.
Mysterious disappearance. If you notice that stock is missing, but you don't know why, we can't cover the loss.
Valuers should consider valuers insurance. This policy includes the jeweller insurance cover options, but also provides additional professional indemnity cover to help protect valuers against claims resulting from advice they provide.
Learn more about valuers insurance.
Public liability insurance and professional indemnity insurance are considered the two most important types of business insurance.
Public liability insurance can protect your business against a third-party negligence claim following an injury or property damage.
Professional indemnity insurance can protect you if a third party claims that an error in the advice or service you provided caused them injury, damage, or financial loss.
Interested parties include other companies or people who have a vested interest in your business’s risks being appropriately managed.
These include:
Financiers
Commercial landlords
Principal contractors.
They may request a copy of the certificate of currency with their name noted as an interested party. You can contact Marsh to add them at any time.
As your insurance broker, Marsh will act as your advocate in the event of a claim.
Our team will negotiate with insurers, coordinate and manage all aspects of the claims process, and strive to get you the best possible outcome.
Marsh works with the only Australian-based insurer that specialises in jewellery claims. And our claims team is onshore too.
When your business renews or obtains a new insurance policy, you’re required to update your activities. This allows the insurer to apply the correct premium based on the risk.
If you do not accurately disclose this information, your insurer may decline cover in the event of a claim.
To ensure your information is up to date, or to ask a question, reach out to one of our specialist Marsh brokers.
Cyber attacks on Australian businesses happen once every ten minutes*.
The main targets? Small to medium enterprises. The main reason? A lack of cybersecurity.
Over 60%** of smaller businesses will not survive a cyber attack. It can cripple IT systems, websites, customer data and payment systems in seconds.
A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.
Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.
Cover your cargo – bolster your business. Maintain your forward momentum with insurance arranged by Marsh.
Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
Help protect your business – and your team – against management and operational risks with management liability cover.
Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.
Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.
On-the-job injuries can hurt – and not just the injured worker. Help protect yourself against costly claims with cover arranged by Marsh.
It doesn’t take a valuer to see the value of insurance. Stay focused on providing quality service with cover arranged by Marsh.
LCPA 23/144
Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
* Cybercrime reported every 10 mins - Government News
** An update on cybercrimes on Australian small and medium businesses - Australian Retailers Association
