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Get Yoga Teacher & Instructor Insurance Online

As a yoga teacher, you want to help your students focus on achieving their Zen. That’s why we aim to take the stress out of public liability and professional indemnity insurance so that you can focus on the more important things: your clients and business.

Why do Yoga Teachers need Insurance?

While there are currently no regulatory insurance requirements for yoga teachers, we recommend considering professional indemnity cover for your business. Professional indemnity insurance can help cover you and your business if someone suffers a loss, injury or property damage after following your advice or receiving your service. 

It is also a common requirement by gyms, studios and other public facilities for yoga teachers to have a public liability policy before being granted access to use the facility for business activities. Public liability insurance can help protect yoga teachers against financial losses if a third party claims that they’ve sustained an injury or their property has been damaged due to the instructor’s negligent business activities.  Even when the yoga teacher is not at fault, they can still incur significant legal costs in defending themselves against claims.

Claims example

While moving through a transition at one of your yoga classes, a student experiences a sharp pain in his hip. He doesn’t tell you about it at the time. The following week, the student claims against you for negligent advice and demands compensation for his musculoskeletal injury that has impacted his ability to work.

Regardless of whether this allegation is true, a scenario like this could place a substantial financial strain on your small business. Also, if word gets out, your reputation as a yoga teacher may be affected, therefore impacting your business's future success.

The claims examples on this website are for illustrative purposes only. The circumstances of a claim and the policy’s full terms, conditions and exclusions would determine coverage for a specific claim.

Insurance for Yoga Teachers

Standard cover* 

✔ $10 million Public Liability cover 

✔ $10 million Product Liability cover

✔ $10 million Professional Indemnity cover 

✔ Coverage Australia wide

✔ Tailored cover for the fitness industry

Plus cover*

✔ $20 million Public Liability cover 

✔ $20 million Product Liability cover

✔ $10 million Professional Indemnity cover 

✔ Coverage Australia wide

✔ Tailored cover for the fitness industry

*Subject to the terms, conditions and exclusions of the policy

Yoga instructor teaching class

Policy wording and important information

The information provided on this page is a summary only, please read the policy wording and important notices.




Get cover for your Yoga Studio with Marsh

Marsh also offers studio insurance cover for yoga teachers who own their yoga studio, lease a property or hold classes out of their homes.

Contact our team today and we can develop a tailored insurance quote for your yoga studio.

Learn more

Additional Fitness professionals we service

For more information, contact the sports team on 1300 130 373 or

Please Note: This policy is underwritten by XL Insurance Company SE, Australia branch. Marsh Advantage Insurance acts under a binding authority on behalf of XL Insurance Company SE, Australia branch and not on your behalf. LCPA 21/164

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.