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Pilates instructor insurance

Marsh can arrange insurance to fit your business’s core needs. And get you a certificate of currency within minutes.

Cover we can arrange

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Standard cover

In the event of a claim, standard cover can help you minimise the risk of negative financial impact on your business.

  • $10 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

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Plus cover

A higher public liability limit will further minimise the risk of a negative financial impact in the event of a claim.

  • $20 million public liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $20 million product liability cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • $10 million professional indemnity cover

    The limit of liability is the maximum amount that can be received under the insurance policy for a successful claim.

  • Coverage Australia-wide

    Excludes overseas activities outside of Australia and New Zealand.

  • Tailored insurance solution for the fitness industry

    Certain minimum qualifications apply.

Additional cover we can arrange

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

Trusted by 130 associations

We are proud to be the endorsed insurance broker for more than 130 Australian industry groups and member associations, developing insurance solutions that help meet the risk and insurance needs of businesses across a variety of industries.

Local expertise

Our Australia-wide network of brokers have spent years at the coalface supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trusted in the industry

With more than 4,000 fitness professionals already trusting Marsh to arrange their insurance, we understand your unique risk needs.

No lock-in membership

Not a member of any relevant association? That’s ok. Marsh is happy to arrange your insurance with no affiliation requirements.

Diverse cover options

From Tai Chi to CrossFit, we arrange business insurance solutions that cover a variety of fitness professionals.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. An experienced broker will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

Yoga, Pilates and Zumba instructors can be covered under fitness professionals insurance.

This insurance package includes public and products liability and professional indemnity insurance.

Prices for standard cover for the fitness professionals insurance policy depend on the liability limit you select – and on any additional activities added, depending on their increased risk.

Marsh can help arrange competitively priced policies depending on your budget and level of cover.

To have Marsh arrange your Pilates insurance, you must be:

  • Qualified through an Australian registered training organisation 

  • Qualified from Studio Pilates or accredited by Fitness Australia.

You must also have written risk management procedures for the below:

  • First aid

  • Blood spillage and infectious disease

  • Inspection of equipment

  • Emergency procedures in event of serious injury

  • Training pregnant clients.

Some excluded activities are:

  • Overseas Yoga retreats 

  • Nutrition advice without relevant qualifications 

  • Reiki treatments 

  • Counselling

  • Bikram Yoga and Hot Yoga (over 35 degrees celsius)

  • Aerial and Anti-Gravity Yoga 

  • Home studios.

You can have up to three subcontractors, but they should all have their own insurance.

This insurance covers:

  • Sole traders

  • Employees.

Marsh can still arrange insurance for the following entities:

  • Company

  • Training clients physically from own residence

  • Trust/Partnership

  • Mobile trainers.

Related insurance solutions

slected option

Personal trainer insurance

Want fitness insurance that doesn't weigh you down? Let Marsh arrange your cover – and get your certificate of currency in minutes.

Zumba instructor insurance

Want to ensure you’re looking after your troop? You bring the rhythm – and we’ll arrange all your insurance needs.

Yoga teacher insurance

Looking to run your classes without any hassle? Let Marsh arrange your insurance needs – so you can spend more time on the mat.

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As the appointed insurance broker for Swimming Australia, Marsh has got you covered every day of the year – in and out of the pool.

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Marsh arranges insurance for clubs, coaches, players and volunteers across the Tennis Australia community – both on and off the court.

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As the appointed insurance broker, Marsh protects affiliated clubs, coaches, members and volunteers across the AusCycling community.

Cricket Australia

Marsh arranges insurance designed to help save clubs time, effort and money – with enhanced cover specific to the Cricket Australia community.

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Marsh arranges insurance to protect members, coaches, clubs and officials across the Equestrian Australia community.
      

LCPA 23/084

This is a general overview of the policy. Please call us and ask for a copy of the insurer’s policy wording. We recommend you read the policy wording, so you have an understanding of the policy terms, conditions and exclusions before you decide whether this policy suits your needs.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“Marsh”) arranges the general insurance (i.e. not the Discretionary Trust Arrangement) and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. Any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, accounting, tax, or legal advice, for which you should consult your own professional advisors. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). Any advice or dealing in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”). JGS and JLT are businesses of Marsh McLennan. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.