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Get Pilates and Barre Instructor Insurance Online

As a pilates or barre instructor, you want to help your clients focus on their core strength. That’s why we aim to take the stress out of professional indemnity and public liability insurance so that you can focus on the more important things: your clients and the success of your business.  

Insurance for Pilate Instructors

Standard cover* 

✔ $10 million Public Liability cover 

✔ $10 million Product Liability cover

✔ $10 million Professional Indemnity cover 

✔ Coverage Australia wide

✔ Tailored cover for the fitness industry

Plus cover*

✔ $20 million Public Liability cover 

✔ $20 million Product Liability cover

✔ $10 million Professional Indemnity cover 

✔ Coverage Australia wide

✔ Tailored cover for the fitness industry

*Subject to the terms, conditions and exclusions of the policy

What Insurance do Pilates and Barre Instructors need?

Risks faced by instructors can vary depending on the frequency of your classes, your clients and the equipment you use. It’s important to consider what these risks are for your business and how insurance can help cover you if something were to go wrong. Using machines and equipment, for example, can place a pilates instructor at a more heightened risk of an accident occurring. As a base, we strongly recommend instructors consider public liability and professional indemnity insurance.

Professional Indemnity Insurance

Professional indemnity insurance can help cover you and your business if someone suffers a loss, injury or property damage after following your advice or receiving your services. Providing incorrect fitness advice or pushing a client to complete a movement that causes them to sustain an injury are both examples where having professional indemnity cover may help. 

Public Liability Insurance

It's also common for public liability insurance to be required by a gym, studio or other public venues before an instructor is given access to use the facility. This cover can help protect your business against financial losses if a third party claims that they’ve sustained an injury or their property was damaged due to your negligent business activities.  Even when you are not at fault, you can still incur significant legal costs when defending yourself or your business from claims.

Pilates Instructor - hypothetical claims example

A new pilates student in your class is keen to power through the movements. After class, she claims to have sustained a lower back injury due to advice you provided to her in the session when completing a particular extension. Regardless of whether this allegation is true or not, it could be quite professionally damaging for you and potentially cost valuable time and money if the accusation progressed into a legal claim.

In this instance, having a professional indemnity policy arranged could help to cover the financial costs, such as legal fees and any liability for your client’s medical expenses.

Policy wording and important information

The information provided on this page is a summary only, please read the policy wording and important notices.





Do you need Property Insurance for your Pilates or Barre Studio?

Marsh also arranges studio and gym insurance for pilatee instructors to help cover property and contents from damage or theft.

Give our team a call on 1300 130 373 or complete our online contact form, and one of our dedicated brokers will reach out to arrange a tailored insurance quote for your pilates or barre studio.

Learn more

Additional Fitness professionals we service

Please Note: This policy is underwritten by XL Insurance Company SE, Australia branch. Marsh Advantage Insurance acts under a binding authority on behalf of XL Insurance Company SE, Australia branch and not on your behalf. LCPA 21/163

The claims examples on this website are for illustrative purposes only. The circumstances of a claim and the policy’s full terms, conditions and exclusions would determine coverage for a specific claim.

Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) (“MAI”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226 827) which is a related entity of MAI. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request.