We're sorry but your browser is not supported by Marsh.com.au

For the best experience, please upgrade to a supported browser:



Life and Total Permanent Disablement insurance

No one likes thinking about how they or their family will be affected in the event of a serious illness or accident, or even worse, if it is fatal. For business owners, the stakes are higher – not only do you have to assess how the domestic finances will be maintained, but also whether you or your family will be able to cover the business’ costs.

Marsh Advantage Insurance can arrange insurances such as life and total permanent disablement (TPD), key person, income protection, and trauma insurance that can provide peace of mind for you and your family in the event of accident, illness or death.

Life and TPD

In the event of your death or terminal illness, life insurance provides a lump sum payment to your nominated beneficiary so they can maintain the financial obligations they have with you – such as the mortgage, school fees, and bills. TPD insurance provides a lump sum payment if you become totally disabled and can not work. It can help you pay your day-to-day costs or cover the costs of medical and rehabilitation expenses. 

Income protection

Income protection is exactly that – it replaces your income if you can’t work at your business as a result of sickness or injury. You can receive a monthly benefit of 75% of your earnings so that you can continue to pay your home and business loans, cover utilities, support your family and maintain your wellbeing or lifestyle.


A serious illness like cancer, stroke or heart attack can affect any of us. If it does happen, having trauma insurance will allow you to focus on getting better and not worrying about bills or loss of income. This type of insurance provides you and your family with a lump sum payment if you’re diagnosed with one of a number of defined serious medical conditions, or undergo certain medical procedures.

Let us take the burden out of your life and income insurances. Get a quote!

This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request. Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer.